YOUR MORTGAGE is a click away
708.670.2355
708.670.2355
630.757.4222
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Fernando Rizzo is a Senior Mortgage Lender with Neighborhood Loans who strives to thoroughly educate each and every one of his clients about the mortgage process. Fernando first began his career in lending while still completing his Bachelors Degree in Business Management. Greatly intrigued by the process of financing, he made his way into Neighborhood Loans and has been excelling at client service for nearly five years now. Fernando insists that he hasn't accomplished everything by himself, giving credit to the team he works so closely with to ensure that the lending process is streamlined and efficient. His goal is to make sure that his clients are given the knowledge they need to succeed in the mortgage process and to let them know that they can reach him any time if they have a question or concern. For Fernando, one of the greatest joys of his career is the knowledge that he's helping his clients by teaching them the valuable information they need to become homeowners.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
We used Fernando on a refinance transaction and found him to be very professional and knowledgeable. He was most helpful throughout the entire process and goes above and beyond to assure you have a satisfactory experience.
Great expertise, professional and efficient. I recommend Fernando Rizzo to anyone seeking help from a mortgage banker. Fernando has great character and is immensely helpful and honest. My family cannot be more pleased with everything he has done for us
I used Fernando in 2012 for my house, he really knew what he was doing and helped me every step of the way with whatever I needed. I would highly recommend him.
